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TRANSFORM YOUR LIFE WITH
WH PERSONAL FINANCE
Personal Finance Coach for Everyday Families
Tired of personal finance stress taking over your life?
By replacing stress with confidence, we can create lasting change together.
When money feels under control, life feels easier, relationships grow stronger, and families thrive
We Believe:
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One-size-does-NOT-fit-all for personal finance
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Fear of judgement will melt away in the right environment
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A budget isn't the final answer to money stress or management
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You absolutely should spend your money on things that you value (and cut things you don’t)
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Financial freedom is attainable for everyday families
OUR METHODS WORK. JUST ASK THESE HAPPY FAMILIES
"I was so nervous and anxious to have someone in our finances. We travel all the time and it was important for us to keep that up while also getting out of debt. He was never judgmental and encouraged us to prioritize what we love and how to better budget to meet our needs! I can happily say that after working with his for about 6 months, we made a plan that we stuck to and we are entering into into month 13 of our 24 month plan and almost debt free while still traveling many times a year! I tell everyone about Josh he really saved us and helped us live the life we want!"
Stefanie & Megan
My partner and I decided to sit down with Josh to work on our debt, finances and family goals. Josh was exceptionally professional, prepared, and supportive even through potentially embarrassing discussions. He can work with people who are in debt or who simply want to learn more ways to utilize their money. We appreciate the money map and financial discussions we have had with him to move forward with our goals.
Liz
Talking about finances is deeply personal and just about the last topic of conversation we would engage in, ever. From the beginning, Josh created a safe and supportive space for us to share the story of our money and how we got to where we are, for better or worse. He focused less on balances and numbers and more on tracking how we use money so that we could better understand our own story. This in turn helped me begin to prioritize how and where we spend our money. I sincerely cannot recommend his gentle yet knowledgeable financial guidance.
Dori
WHO WE ARE
Personal Finance Coaches Dedicated to Removing Barriers to Your Financial Freedom
At WH Personal Finance Josh and Caitlyn form a dynamic team. With Josh's background in Business and Entrepreneurship and Caitlyn's specialization as a Board Certified Behavior Analyst, we offer a comprehensive set of skills to guide you on your journey to financial success. Together, we're dedicated to guiding you in getting organized, executing a plan, and ultimately helping you grow toward financial freedom.
Caitlyn
& Josh
STEP 1
All of your finances good, or bad
ORGANIZE
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Create a money map
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Review priorities
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Establish a 3-month spending view
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Develop short & long term goals
Attainable short & long term goals based on clear priorities
EXECUTE
STEP 2
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Pay off debt
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Develop long-term savings account
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Follow a monthly plan
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Maximize automation
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Develop sinking funds
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Live by 10-20-70 rule
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Create emergency fund
STEP 3
GROW
Your choices, money, & future
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Disposable income
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Reach long term goals
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Grow Investments
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Create financial wellness for your family
WH Personal Finance simplifies and de-stresses money issues, helping you manage your finances effectively without sacrificing fun.
Don't Stop Having Fun
WH clients continue to prioritize family vacations, and usually take a minimum of two family vacations a year, all while sticking to their plan
Prioritize
Vacations
WH clients open a high yield savings account within two sessions
Open A High Yield Savings
70-80% of Americans live paycheck to paycheck no matter their income
No Paycheck to Paycheck
Over 50% of marriages end in divorce due to money
Stay
Together
My partner and I decided to sit down with Josh to work on debt we have carried for years as well as our overall finances and family goals. Josh was professional, prepared, and supportive even as we worked through potentially embarrassing credit card balances. His approach removed any shame we previously felt when talking about money. He can work with people who are in debt, or who are not in debt but want to learn more ways to utilize their money. I’ve known Josh for 16 years along with his wife and they are the most trustworthy people. We appreciate the money map plan and financial discussions we have had with him to move forward with our goals."
"Talking about finances is deeply personal and just about the last topic of conversation I would engage in, ever. From the beginning, Josh created a safe and supportive space for me to share the story of my money and how I got where I am, for better or for worse. He focused less on balance and numbers and more on tracking how I use money so that I could better understand my own story. This in turn helped me begin to prioritize how and where I spent my money. I sincerely cannot recommend his gentle yet knowledgeable financial guidance more!"
Jan K.
Client #2 Got in over their heads with credit card spending.
“Within 3 months, the framework that Josh created allowed us to make the largest change in the shortest amount of time than any other time in our transaction history, while also creating a plan to wipe $53k in credit card debt in 16 months.”
Client #1 dealt with credit balances and negative cash flow for 2-3 years. The first month with WH Personal Finance they gained visibility into their finances that they never previously had. They were cashflow positive for the first time and had a clear action plan to clear out $40k in credit card debt.
"Josh at WH Personal Finance approached our finances in a way that removed all shame and embarrassment from our situation"
Book a free consultation
Then pat yourself on the back...